6 AMAZING FEATURES OF THE WEMA BANK MOBILE BANKING APP (ALAT)

Mobile Banking Platform has always been the lighter version of the Internet Banking
on a mobile device. It does basically the same thing with the Online Banking, you log in to the app to view your app and initiate transactions.

Different banks have different security login features, some banks use the Username and Password option while other banks use PIN and Password option. For the ALAT app, you
login using your unique PIN and Password.

ALAT is Nigeria’s first fully functional digital bank. With ALAT, you can do all your basic banking transactions without being physically present at a bank.

Before we look at the unique features of this app, let’s quickly distinguish between the ALAT and the regular mobile banking app.

ALAT is built from scratch to be entirely digital, making all banking services available to you anywhere you can access the internet. While Mobile Banking App is just an app offering some
banking services, not a full digital experience: for the mobile banking app, you'll still need to go to the bank to get a debit card and activate it, request your account statement, submit
documents and often, to get basic customer support. Whereas you can carry out this request on the
ALAT app.

This simply is banking on the go, anywhere, anytime. Below is the Amazing 6 features this potable
bank offers.

1. SIGN UP IN 5 MINUTES: Registering or Signing up for an application or a software is something anybody would not want to waste time on, especially in this jet age era. A simple 1, 2 step should be enough for a registration process.

The WEMA Bank ALAT app takes only 5 minutes of your time to register, just download the app from your app store, input your BVN and mobile number and you are up and running. Yes! Just like that. No paper work required, your account will be tied to that mobile device automatically.

2. SAVINGS MADE EASY: The primary reason for opening an account is to save and having a savings account that gives you as much as 10% interest rate per annum becomes a catch. This is exactly what ALAT Account by WEMA Bank gives to you. The good thing about this type of savings account is that it takes the pressure of you saving by yourself as it has an automated system like a standing instruction that you give to the system on how much you want to save.

Another interesting thing is the interest rate, three times the standard bank rate. That massive!

3. SCHEDULE TRANSFERS: Have you ever had plans of making a certain amount of payment, let’s say PHCN bill or DSTV bill which you know will expire at the end of the month but somehow forgot to make that payment and your subscription expires? Well you don’t have to worry about not remembering again as ALAT has got you covered.

Just schedule the payment for when you want to make it and automatically your account gets debited at that exact time without you noticing it. Interesting, right? You can also schedule transfers for the future and ALAT does its magic for you.

4. FREE CARD DELIVERY: Another exciting thing about this app is this particular feature. Visiting the banking hall is like a nightmare to some people especially when they know that they will definitely meet crowd in when they get there.

Some can’t just visit because of their busy schedules.

Why go the bank when the bank can come to you. Yes! With ALAT, you can request for a debit card, pick your location and the card will be delivered to you within 2 working days at no cost. That’s Amazingly Superb! How many banks does this for their customers? So long you are in Nigeria, you will get you card within 48 working hours.

5. CONTROL YOUR CARD: Allow me to say that this app has the “mumu button” of your Debit Card. Yes, you can control how your card works, where your card works on and can also activate the card for abroad usage.
Let me break it down with bullet point cos this is too good to be true. Hehe!

• You can activate your new Debit Card
• You can lock your Debit Card – in the case of it been missing
• You can unlock your Debit Card – after you found it
• You can choose where you want to use the Card on – ATM, POS or Web
That’s amazing right? Sure.

6. DO IT YOURSELF FUNCTION: Do you need to change your Pin, update your personal information, upload a document (snap with your phone and upload), Link your BVN, update your contact information etc.? Yes, you can do all this on this app.
The idea has always been to decongest the banking hall and also create a different self-service options for customers so they can complete their requests themselves at the comfort of their homes.

Another amazing thing to note on this app is the 10-for-10 features, where you can get up to N10,000 bonus for referring up to 10 friends that will fund their ALAT account with N500 and upload required documents.

There you have it, you can click Here to get much more info on this state of the art application. Feel free to leave a comment below on what I missed so far or what you think about the app.

Other banks app will be posted shortly once I have all the information I need.

Note: Your bank will NEVER ask you to click on any link or to call any mobile number
that is not on their website for resolution. Always stay at alert as fraudsters are getting smarter.

Together we can force them into doing legit business.